27 Bradford Road, Dewsbury, WF13 2DU 10mins M62 jn28


0% Finance

on all "non-sale" items

Over 6, 10, 12 or 24 months

  • Spend over £399 spread over 6 months
  • Spend over £599 spread over 10 months
  • Spend over £799 spread over 12 months
  • Spend over £999 spread over 18 months
  • Spend over £1299 spread over 24 months

Low Rate Finance

on all "sale" items

15.9% APR over 12 or 24 months

  • Spend over £799 spread over 12 months
  • Spend over £1299 spread over 24 months

Typical example Buy a bike at £1000, deposit of £100.
Total borrowing of £900. Twelve payments of £78.91.
Total cost of finance is £46.92.

To help spread the cost of your purchase we offer various finance packages, over anything from twelve to twenty four months, depending on how much you spend and how you want to pay.
Finance is not limited to only bikes, you can add any item to your basket and apply for finance, so if buying a bike on finance you can also add all the accessories you want to the deal.
Finance is available both online and in store. Please note that online applications MUST be delivered to your approved home address. If you wish to collect from store please visit the store to apply for finance.

Interest Free

The best finance out there! A no-brainer really as all you pay is the ticket price, nothing more. Simple spend over £400 on any non sale items and you can spread the cost over a year. Spend over £1300 and spread it over two years! You can reduce the monthly payments by paying a bigger deposit, 10% deposit is the minimum.
Interest free is available on almost everything we sell, excluding items on special offer.

Special Offer Bikes

If you wish to purchase a bike that is on special offer, fear not, finance is still available. All special offer bikes are available on low rate interest bearing finance over 12 or 24months at an APR of 9.9%.
This rate might sound high, but when you work out the interest payable it's still very reasonable. Typically on a £1000 purchase you'll pay less than £50 in interest per year.

Paperless Online Applications

To make the application process as fast and as simple as possible we operate a fully integrated online application process in partnership with our bankers V12, the UK's leading online finance provider. Everything is done online: There is nothing to sign, no paperwork to post and no need to submit ID or payslips. Once accepted you pay the deposit and then the order is proceed, it's just as fast as paying by card.
  • Instant decisions
  • No paperwork to sign & post
  • Just as quick as card payment

How To Apply

Apply for finance is simply, just select V12 at checkout and follow the on-screen instructions. During the process you will be handed over to our partner V12's website for the application process, then back to RealCycles.com for the final stage. Once your application is accepted and the deposit paid, your order is secured.Please note, the bike you initially order is not held for you until the deposit is paid. Until that point someone else can purchase it.
  • Hargreaves Cycles is a licensed credit broker.
  • In all instances we use V12 for our lending. Click here for more information about V12 and our online finance packages.
  • All decisions are final and are not in the hands of Hargreaves Cycles.
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